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The Centers for Disease Control and Prevention (CDC) issued an update to its guidelines for cruises on Dec. 30, telling Americans to “avoid cruise travel, regardless of vaccination status,” according…

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If you have advanced past the age of two, then someone in your life has probably lectured you about the importance of eating your veggies. It might never have occurred to you to say, “But they are so…

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Samsung is riding the increased interest in NFTs, announcing Jan. 3 that it is integrating an NFT platform to its smart TVs, which will enable “discovering, purchasing and trading digital artwork…

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Mandatory Credit: Photo by Matt Rourke/AP/Shutterstock (12210290c)Elon Musk walks from the the justice center in Wilmington, Del.

Americans saved a record total of $2.7 trillion in December 2021, according to an NPR report. But that savings largely occurred in upper-income households. In July 2021, 51% of Americans had less than…

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Senior couple using laptop

For many Americans, social security benefits are a major source of income after retirement. In 2021, an average of 65 million Americans received monthly Social Security benefit checks totaling over $1…

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Business Communication Connection People Concept.

Do you have a retirement plan? If you are not saving up for later in life, you’re not alone. A survey prepared by the Transamerica Center for Retirement Studies discovered that 24% of workers have no…

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Social Security recipients will be getting their biggest payment increase in 40 years in 2022 thanks to a 5.9% cost-of-living adjustment, pushing the average monthly benefit up to $1,657 for retired…

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With no end in sight regarding supply chain disruptions and inflation on the rise, consumers should brace themselves to expect higher food prices for everyday staples starting in 2022, from coffee to…

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Home for sale with red and white real estate sign during the fall season.

It’s a pretty sure bet that the Federal Reserve will raise interest rates next year — possibly as early as spring — and also taper its purchases of mortgage-backed securities, which could kick…

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Anyone who’s ever dealt with bureaucracy and government programs compared to private-industry customer service knows that government agencies leaves something to be desired. While companies must…

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Kansas City Chiefs quarterback Patrick Mahomes

Football is America’s most popular sport, and the television ratings prove it. In 2019, ratings for NFL games rose 5% over 2018; an average of 16.5 million people watched each matchup. However,…

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If the chance to earn more money and build more savings isn’t enough motivation to postpone retirement, consider this: It could also be good for your brain. See: Under 40? Adjust Your Retirement…

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Shot of a happy young couple embracing while using laptop at home.

Are you making New Year’s resolutions surrounding money in the week ahead? If you are, you’re not alone. The annual New Year’s Financial Resolutions Study from Fidelity Investments found that 68% of…

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Mature financial consultant advising a happy young couple while using a laptop.

While young people might have a variety of financial goals, such as buying a car or saving for a house, experts agree that thinking about retirement early should also be a priority. And the earlier…

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senior couple gardening

The average retiree collects around $1,500 in Social Security benefits per month. This can range up or down depending on lifetime earnings, and importantly, when you decide to start taking…

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West Palm Beach, USA - June 10, 2014: An opened envelope with the return address showing the U.

With the news surrounding new COLA increases to monthly social security benefit checks, the remaining payments for the start of the year can be a bit confusing. See: Social Security: How to Boost Your…

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NFL Hall of Famers, CANTON, USA

Famed NFL coach and broadcaster John Madden died on Dec. 28 at the age of 85. No cause was detailed in the media, and the NFL said it was unexpected. With a winning percentage of 0.759, the former…

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Typically, workers who quit their jobs or get fired for cause in many states are ineligible to receive state unemployment benefits. But five states have determined that if employees lose their jobs…

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The Social Security Administration has released the schedule of Social Security payments for 2022. These payments will include the cost-of-living adjustment.

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Mature Woman With Laptop Working In Home Office Using Mobile Phone.

In 2021, internet scams were legion. From dating app scams, crypto and investment fraud, data breaches and even Google ad thefts, chances are you or someone you know has been a victim. In 2022, some…

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Smiling busy employee in casual reading notes and writing on notebook.

Employees are about to see a little more in their paychecks in 2022, according to the latest Conference Board Salary Increase Budget Survey. Employers have said they plan to increase the budget for…

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Social Security Benefits form with pen, glasses, and calculator.

So you think you know all you need to know about Social Security? If so, congratulations — you are in the minority when it comes to knowledge of the nation’s biggest retirement benefits program. See:…

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working in retirement

If you get Social Security benefits but still earn income from other sources, it’s important to be aware of how this so-called provisional income affects your taxes. The good news is, there are still…

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The topic of Social Security has been highly debated recently, bringing up the question of when will it end? What happens if it does? Find out answers here.

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Close up of social security application with calculator and pen.

Applying for and obtaining social security benefits can be confusing — but these five can be easily claimed online. Before you register for or use any of the online tools for SSA benefits, you’ll…

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Money Saving Concept.

Americans are feeling a bit more hopeful about the upcoming year, and 72% are confident they’ll be in a better financial position in 2022, according to a new study. See: 20 Ways To Increase Your…

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In 2021, the average monthly Social Security benefit came out to $1,565. After a 5.9% cost-of-living adjustment scheduled to go into effect next year, the average benefit will rise to about $1,657…

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Senior man using smart phone and checking obligations in his workshop.

There’s still some confusion as to whether Social Security recipients will be receiving Golden State Stimulus II payments. It all depends on state guidelines, and only certain Social Security…

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Mandatory Credit: Photo by Evan Agostini/Invision/AP/Shutterstock (10575375dq)Pete Davidson attends the premiere of

Pete Davidson, 28, has been a fixture on “Saturday Night Live” since 2014. In addition to being a comedian, he is an actor, screenwriter and producer. While he is considered to be a formidible, and…

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Happy couple talking while sitting on a meadow.

The swiftness with which the coronavirus pandemic wiped out the U.S. economy in early 2020 was breathtaking. Seemingly overnight, the U.S. unemployment rate shot up to an all-time record of 14.7% in…

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Boy looking at mother using digital tablet.

Are you missing one or more advanced payments of the 2021 Child Tax Credit (CTC)? You may need to request a payment trace with the IRS, especially if your budget largely depends on the monthly check….

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The new year is right around the corner, so it’s important to know when to expect your Supplemental Nutrition Assistance Program benefits in January 2022. See: Claiming Social Security, SNAP and…

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Exclusive - Paris World Roblox Launch Event at Dash Studios, Los Angeles, California, USA - 22 Sep 2021

Paris Hilton, 40, is an American heiress, reality TV star of “The Simple Life,” model, actor, DJ, social media influencer and entrepreneur who has the distinction of being famous for just being…

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Bitcoin Symbol With Financial Chart.

Despite 2021 having been a wild ride for cryptos — and Bitcoin finishing the year lower than expected — the crypto outperformed both gold and the stock market for the third year. See: 8 Best…

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Tesla CEO Musk visits Gigafactory construction site, Grunheide, Germany - 13 Aug 2021

On Dec. 28, Elon Musk, billionaire CEO of Tesla and SpaceX, appeared on an episode of the Lex Fridman Podcast. In the 2-hour, 30-minute broadcast, the two discussed many topics, including Musk’s tips…

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Beautiful young African women shopping Christmas presents online at home, using credit card.

About one in three American shoppers took on more debt over the holidays, owing $1,249 on average after using credit cards, taking out personal loans or using buy now, pay later financing to purchase…

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Male indian hr, recruiter or employer holding cv having online virtual job interview meeting with african candidate on video call.

In a very positive sign for the labor market, for the week ending Dec. 25, unemployment applications decreased to 198,000, according to the Labor Department. This is also an 8,000 decrease from the…

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Phone Charging stock photo

While it’s not a fun or easy topic to think about as 2021 draws to a close, you might want to make plans concerning who can access your digital assets — including photos, videos and documents — when…

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Santa hat on heap of US dollars stock photo

On the first Monday after Christmas, which fell on a Saturday in 2021, the stock market closed on a high, with the S&P 500 hitting its 69th closing high of the year. Such a post-holiday investment…

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As 2021 wraps up, a total of 26 states have announced raises in minimum wage in 2022, with 22 of those states implementing the increases on January 1. See: Here’s What the US Minimum Wage Was the Year…

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Financial advisor explaining paperwork to elderly retired couple front of desk.

The 5.9% raise Social Security recipients will get in 2022 is the largest in 40 years, but for those whose checks are not that big, the raise will barely be enough to offset higher Medicare Part B…

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Front view of eldery man landscaping and taking care of plants in garden.

Retirees who remember what it was like to pay more income taxes for higher earnings will get a reminder of that next year, as the 5.9% increase in Social Security payments will be accompanied by a…

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Business Man Using Mobile phone Investment discussing and analysis graph stock market trading,stock chart concept.

Shares of Biogen fell hard in pre-market trading Thursday, a day after they surged on reports that the biotech was being acquired by Samsung — something Samsung later denied. See: Samsung Delivers…

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The final installment of the Child Tax Credit advance payments was sent out on Dec. 15. In order to check the status of your payments or see if you will be getting a payment, you can use the IRS…

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Photo illustration in Ukraine.

Dole Fresh Vegetables announced a recall of certain salads due to a possible health risk from Listeria, which sent the stock tumbling. On the morning of Dec 29, the stock was down 1.37%. The company,…

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This Episode In this episode of GOBankingRates’ new podcast “Live Richer with Jaime Catmull,” we sit down with Jaspreet Singh a popular YouTuber and founder of the Minority Mindset where his company’s…

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Academy Museum of Motion Pictures Vanity Fair Premiere Party, Arrivals, Los Angeles, California, USA - 29 Sep 2021

Robert Pattinson, 35, is an English actor who made fans swoon as Cedric Diggory in “Harry Potter and the Goblet of Fire” and even more so when he starred as vampire Edward Cullen in the “Twilight”…

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At the dentist office, medical.

The No Surprises Act, which is putting an end to surprise medical bills from out-of-network providers, is scheduled to go into effect on Jan. 1, 2022. According to federal estimates, it will apply to…

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Blockbuster store going out of business

The Twitter account @BlockbusterDAO announced in a Dec. 25 tweet that it was forming “a DAO to collectively govern the brand as we turn Blockbuster into the first-ever DeFilm streaming platform and a…

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Logos displayed on smartphones in Ukraine - 15 Dec 2021

It’s been a banner year for Tesla. From buying $1.5 billion of Bitcoin to the partnership with Hertz — which made the company hit the $1 trillion market cap — it navigating supply chain disruptions…

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Apple, Los Angeles, United States - 19 Nov 2021

The tech talent poaching wars are intensifying as 2021 draws to a close. Apple is reportedly offering huge bonuses to some of its employees to prevent them from defecting to Meta Platforms. See: How…

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Mandatory Credit: Photo by Nati Harnik/AP/Shutterstock (9665074s)Berkshire Hathaway Chairman and CEO Warren Buffett smiles during an interview in Omaha, Neb.

There’s a fund that has been outperforming Warren Buffett’s Berkshire Hathaway for years, and if you haven’t heard about it, you might want to take notice — several investment analysts say it’s set…

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Mature Asian Couple At Home Using Laptop To Organise Household Bills And Finances.

If you’re approaching retirement age, chances are most of your New Year’s resolutions involve money — with a particular emphasis on making sure your nest egg is big enough to carry you through the…

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Retirement Financial Planning Concept.

The new year is approaching, and the Social Security Administration will soon be sending out Social Security payments for January 2022. These payments will include the 5.9% cost-of-living adjustment…

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Shopping online stock photo

If you need proof that necessity really is the mother of invention, look no further than the retail industry during the era of COVID-19. Nobody will argue that the pandemic was necessarily good for…

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man reviewing portfolio of mutual funds

Mutual funds offer a simple way to build a diverse portfolio. Find out which funds have low fees and proven lasting power and what to consider before investing.

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child boy is using a laptop and study online at home.

A new report from the United Nations and the World Bank revealed that children across the globe could lose as much as $17 trillion in lifetime earnings due to pandemic-related school closings. Could…

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Shot of a young woman using a laptop and going through documents while working from home.

The new year is almost here but you can still make a few adjustments that can have a significant impact on how much you pay in taxes next spring.  See: Will My Child Tax Credit Repayment…

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Modern married multi-ethnic young couple calculating financial bills at home.

With rapid inflation, a possible interest rate hike in the cards for 2022, and the omicron variant of COVID-19 spreading rapidly, January 2022 looks to bring about as much fiscal uncertainty as March…

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Senior couple having breakfast and doing bills stock photo

Employers and self-employed individuals who chose to defer paying part of their 2020 Social Security tax obligation must make a payment by Jan. 3, 2022. While many received reminder billing notices…

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Stock photograph of new apartment buildings on Broadway boulevard in downtown Tucson Arizona USA.

A year after landlords were forced to freeze rents and suspend evictions because of the COVID-19 pandemic, many came roaring back with a vengeance in 2021 by raising rental prices at historically high…

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Smiling couple holding shopping bags and a credit card stock photo

Despite fears around the COVID-19 Omicron varient, inflation and supply chain disruptions, shoppers were undeterred this holiday season, as sales increased 8.5% this season. The key drivers were…

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Crises Due To Coronavirus.

The new COVID-19 Omicron variant is slowing down the economy again, and several analysts have already cut their GDP forecasts for the U.S. See: Omicron Update: COVID Variant Spread Triggers Thousands…

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family finances

A growing percentage of U.S. companies are offering Roth 401(k) plans to their employees in a rapidly changing retirement plan landscape that has been impacted by everything from federal legislation…

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Happy father and son checking their mail at home stock photo

If you received the advance Child Tax Credit payments this year, keep an eye on your mailbox: The IRS will be sending a letter detailing how to account for the payments on next year’s taxes. Learn…

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An attractive happy family of mother, father and son sitting on a sofa at home and eating popcorn.

Taxpayers who received advance child tax credit payments this year will need to report those payments on their 2022 tax returns. In some cases, they might need to repay the IRS if their payments…

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The worsening pressure of inflation — specifically rising food and fuel prices — coupled with the end of pandemic relief payments brought food insecurity to a five-month high in early December,…

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Blank Covid-19 Coronavirus test on stainless steel surface table.

As people were required to show proof of a negative COVID-19 test before attending concerts and shows and traveling to different states, or simply wanted to feel safe gathering with family and friends…

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Concentrated smart Asian girl using calculator while examining tax papers, her boyfriend relaxing on sofa and using laptop in background.

Time is running out to determine if you are eligible for the so-called “plus-up” stimulus payments on your 2021 taxes — part of the Economic Impact Payments authorized by the American Rescue Plan Act…

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Happy father and son checking their mail at home stock photo

If you received too much money from the IRS because of the child tax credit, you may have to repay some or all of it when you file your 2021 tax return. According to the IRS, when you file your 2021…

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Shot of a stressed out young woman working in a demanding career.

In September, 4.4 million workers resigned from their jobs, according to Department of Labor statistics. Between January and October 2021, a record 39 million employees resigned. See: The Great…

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Young happy mother going through home finances and communicating with her baby son.

Considering that “stimulus checks” were among the most popular internet search terms in 2021, leading to petitions with millions of signatures circulating online, it’s safe to assume that Americans…

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Amid the emotional and financial stress of the pandemic, Americans opened their hearts and pockets wider than they have in the past. Based on a DickersonBakker study of people who donated to at least…

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Financial consultant presents bank investments to a young couple.

Thirty percent of workers under 40 believe they can live on just 60% of their pre-retirement income, according to the recent Goldman Sachs Retirement Survey & Insights Report. GenX had a somewhat…

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flight board cancelled flying directions.

The Omicron variant is wreaking havoc on the airline industry, as thousands of flights continue to be canceled partly due to staff and crew testing positive, in the midst of the busiest time of the…

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Portrait of Asian young blind woman disabled person reading Braille book in creative workplace.

The Supplemental Security Income program provides a monthly benefit to adults and children with a disability or blindness and resources below specific financial limits. SSI payments are also made to…

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Senior Woman Calculating Domestic Expenses Making Notes, Surrounded With Papers and Gadgets, Sitting at Dining Table.

Social Security is getting a big change this year — in fact, the largest one in almost four decades. See: Social Security Payment Schedule 2022 — What Dates to Watch Out For Find: How To Refinance a…

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Close up of Social Security Disability Claim Form.

Social Security’s Red Book is a general reference source containing work incentives available to Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) recipients. The Red…

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Senior woman getting the mail stock photo

This year, Christmas falls on a weekend, meaning Monday, Dec. 27 will be a federal holiday. Federal benefits are not paid on federal holidays.  See: Will Social Security Offices Be Closed for the…

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Data from the American Advisors Group, the nation’s leader in home equity solutions, shows that seniors are pushing back retirement to make ends meet, and the pandemic has only expedited that trend….

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older couple at the movies

Social Security payments for next year are going to be a little larger than this year’s — a total of 5.9% more, thanks to the largest cost-of-living adjustment increase in almost four decades….

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Apple Store Century City

If you’re looking to cash in on some holiday deals at Apple, be sure to do it before Christmas Day. Some major retailers keep their doors open during the holidays, but Apple isn’t one of them. Apple…

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Mandatory Credit: Photo by Marion Curtis/StarPix for HBOmax/Shutterstock (12637369cm)Chris NothHBO MAX 'And Just Like That' World Premiere, New York, USA - 08 Dec 2021.

After Chris Noth’s Mr. Big shocked viewers and made headlines for his unceremonial death on the “Sex and the City” reboot “And Just Like That,” the actor himself made headlines for news no less…

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Happy woman doing Christmas shopping in the city street, she is holding a lot of gifts and smiling.

The holiday shipping deadlines have passed but that doesn’t mean last-minute shoppers can’t snag some deals in-store or curbside from some of their favorite retailers.  See: Missed Holiday…

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Boxes and packages next to front door during holiday christmas season.

If Santa Claus can get presents delivered around the world in a single night – and on Christmas Eve, no less – then why are you panicking because you still have holiday shopping to do at this late…

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The US Senate works on suspending the debt limit, Washington, Usa - 07 Oct 2021

President Joe Biden’s Build Back Better Act is in serious jeopardy after Sen. Joe Manchin (D-W. Va.) said he would oppose the bill — and as such, it looks like the enhanced Child Tax Credit might…

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Young Woman Embracing Her New Car.

Consumer spending rose 0.4% in November. Despite that being a solid figure, it’s below the 1.4% reported in October. In addition, the PCE price index increased 5.7% compared to a year ago, reflecting…

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Playstation 5 on sale, Rotterdam, The Netherlands - 19 Nov 2020

Digital Grinches in the form of bots are once again competing against humans to snag those ever-popular and elusive PlayStation 5 game consoles — just like they did last year over the holidays –…

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Closeup of a pencil laying on top of overlapping Form 1099G Certain Government Payouts and W-2 forms.

Under normal circumstances, income from unemployment insurance is treated as income from a paycheck and subject to federal tax and state taxes where it applies. Unemployment income is also typically…

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Data analyzing in exchange stock market: the candle chars on display.

Before you start investing in crypto, you’ll want to find the right trading platform for you. Find out how the best crypto exchanges’ fees and features compare.

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Office work stock photo

The Social Security Administration (SSA) originally proposed to have employees return to the office by Jan. 3, 2022, but these plans have now been pushed back. Explore: Top Side Hustles To Supplement…

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Keychain house and keys with red ribbon and gift box on white wooden background.

Property transfer is one of the easiest ways to ensure that generational wealth gets passed down to younger generations. With skyrocketing home prices and slower-to-launch career paths following the…

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Distraught African American businesswoman wearing protective face mask while sitting in a hallway and waiting for job interview.

U.S. unemployment applications changed little last week, suggesting the labor market is continuing on its way to recovery from pandemic highs.  See: Experts Predict What the Economy Will Look…

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Gold bitcoin decoration on christmas tree stock photo

‘Tis the season for crypto gifting, especially for those who are looking for a last-minute gift or are having trouble finding the perfect holiday present due to supply chain disruptions, lack of ideas…

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Businessman using hand holding symbol stock graph and chart background,concept growth and development business investment,Stock market and strategy making market plan and stock market fluctuations.

Both Tesla CEO Elon Musk and Block CEO Jack Dorsey voiced their criticism of Web3 – commonly known as the new, decentralized iteration of the internet – in recent days, in a series of tweets, which…

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Happy couple talking while sitting on a meadow.

The pandemic has changed several aspects of life, including the way people spend money on dating. Millennials spend an average of $69 on first dates, and the majority of both millennial and Gen Z…

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Close up Coronavirus Home Test (COVID-19) on a sofa in living room London England.

In light of the rapid surge of Omicron cases throughout the country and during the holiday season, several retailers and pharmacies, including Walgreens, CVS, Amazon and Kroger, are limiting the…

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Muncie - Circa January 2018: A Sign at a Retailer - We Accept SNAP.

The rate of inflation skyrocketed to 6.8% in 2021, its highest 12-month (ending November) increase since 1982, according to data from the U.S. Bureau of Labor Statistics. The Social Security…

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Confident male real estate agent gestures toward a beautiful view out the window of a new home.

A month ago, all signs pointed to another robust housing market in 2022, with one forecast projecting that home sales in the United States will rise 6.6% to their highest point in 16 years. Since…

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Bitcoin gold coins in a close-up shot, digital currency concept.

It’s important to know what you’re getting into before you invest in cryptocurrency. Here’s what you need to consider before buying into these top eight picks.

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