Most online scams today come from Nigeria, India and the Philippines Here are some tips to protect yourself.

1. 1. If the “opportunity” appears too good to be true, it probably is.
   2. Do not reply to emails asking for personal banking information.
   3. Be wary of individuals representing themselves as foreign government officials.
   4. Be cautious when dealing with individuals outside of your own country.

Beware when asked to assist in placing large sums of money in overseas bank accounts.

• Do not believe the promise of large sums of money for your cooperation.
• Guard your account information carefully.
• Be cautious when additional fees are requested to further the transaction.