The Belgian residents who were linked to the November terrorist attack could have been stopped with real-time sophisticated analytics that can detect behavioral changes in credit and debit card usage, said Dr. Akli Adjaoute, founder and CEO of Brighterion, a company specializing in credit card fraud prevention. The system would probably have caught the attacker, he said, even if the various government intelligence services weren’t involved.
“The guy from Belgium was blacklisted. He rented a car using his own card and passport, crossed the border, filled up with gas and created a digital footprint.”
You can’t rent a car without a credit card because the card covers insurance. Most airline tickets are also purchased with plastic — a Belgian trying to buy a ticket to Turkey with cash would immediately arouse suspicions. The artificial intelligence that Brighterion uses to prevent fraud in credit cards — MasterCard is a client — could detect the sort of change in behavior leading up to an attack.