ACA International continues to monitor state and city updates and remains available as a resource for members during this difficult time of fast-moving and often ambiguous regulatory change. In addition, our team maintains regular direct and indirect communications with state and federal regulators to receive up-to-the-minute guidance on industry-relevant orders and emergency regulations, which we parse and report on at regular intervals.
Members are invited to join ACA’s advocacy team including Vice President and Senior Counsel of Federal Advocacy Leah Dempsey, Corporate Counsel Colin Winkler and Vice President of State Government and Unit Affairs Andy Madden for a Daily Huddle at 11 a.m., Central Standard Time weekdays.
On Thursday, Melissa Krasnow, partner, VLP Law Group LLP will discuss vendor privacy and data security issues related to COVID-19. Friday’s Daily Huddle will feature Brian Johnson, former deputy director with the Consumer Financial Protection Bureau, and partner at Alston & Bird LLP.
Daily Huddle sponsors are Solutions by Text, BillingTree, Interprose, and TCN. Recordings of past Daily Huddle sessions are also available.
Hot Topic Webinars
April 23: The New Pot of Gold for Owners and Leaders: How to PIVOT to Capitalize on the Biggest Opportunities During COVID-19. If you lead a company this Hot Topic is for you. Jon Goldman, CEO of Turning Point, business growth expert and master facilitator, will give you the tools you need to thrive in the wake of the coronavirus. He and his co-hosts, Mike Frost, partner with Malone Frost Martin PLLC, Tim Haag, president, and Tina Hanson, IFCCE, executive vice president/chief strategy officer, with State Collection Service., will empower you to create a turning point in your business and life.
ACA has extended complimentary education opportunities for members through May 15, 2020. If you missed one of our Hot Topic webinars, recordings are available online for members to stream or download.
Federal news updates:
White House and Congressional officials reached an agreement Tuesday to add funding for small businesses and hospitals in the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) and other legislation.
The U.S. Senate approved the increase in funding Tuesday and the U.S. House of Representatives is expected to vote Thursday while debate on a larger bill to support businesses, health care providers and communities continues.
The Paycheck Protection Program and Healthcare Enhancement Act bill increases amounts authorized for the Paycheck Protection Program under the Small Business Act from $349 to $659 billion and economic injury disaster loans and emergency grants under the CARES Act for hospitals and provider recovery and testing and other purposes.
The bill Increases the appropriation level for the Paycheck Protection Program from $349 billion to $670 billion. It increases the authorization level for the Emergency Economic Injury Disaster grants from $10 billion to $20 billion, according to a summary.
Health care funding includes $75 billion for reimbursement to hospitals and health care providers to support the need for COVID-19 related expenses and lost revenue. The language remains the same as CARES Act. This funding is in addition to the $100 billion provided in the CARES Act.
ACA members may find more information on the legislation and Paycheck Protection Program on our federal advocacy page.
Here are the latest updates on state and legislative guidance:
After consultation with Brenda Headlee, program manager for the Do Not Call Program (DNC) at the Louisiana Public Service Commission (LPSC), ACA International’s corporate counsel Colin Winkler has confirmed that despite Gov. John Bel Edwards’ declaration of a state emergency, debt collectors may continue to call in Louisiana as usual and as otherwise permitted under state law and the LPSC’s DNC General Order (Docket No. R_29617, decided Oct. 11, 2006) (the “Order.”) Read more analysis from ACA here.
The District of Columbia City Council passed an amendment to its COVID-19 Response Supplemental Emergency Act, which among other requirements restricted debt collection communications. Mayor Muriel Bowser is expected to sign the amendment.
This measure amends Section 28-3814(m) of the D.C. Official Code pertaining to debt collection communication during a public health emergency, stating that during a public health emergency and for 60 days after its conclusion, no debt collector can initiate any communication with any debtor via any written or electronic communication, including email, text message, or telephone. A debt collector will not be deemed to have initiated a communication with a debtor if the communication by the debt collector is in response to a request made by the debtor for the communication or is the mailing of monthly statements or payment receipts related to an existing payment plan. This does not apply to receiving and depositing payments the debtor chooses to make during the public health emergency.
For more information on how the ACA Licensing staff can assist with your licensing needs, please contact us at Licensing@acainternational.org or call (952) 926-6547.