Frankfort, Ky. — Kentucky ranks first nationally for the lowest reported cybercrime losses per capita, but a sharp increase in losses over the past three years suggests the state may not remain among the nation’s least-affected states for long.
A new 50-state analysis by Ladah Injury and Car Accident Lawyers Las Vegas found Kentucky residents experienced approximately $355 million in reported cybercrime losses from 2023 through 2025, equivalent to $25.87 per resident.
Kentucky ranked ahead of Mississippi, which had the second-lowest losses per capita at $27.81, and Louisiana, which ranked third at $29.64.
The findings come as cybercrime continues to produce record financial losses nationally. The FBI’s 2025 Internet Crime Complaint Center report documented more than $20.8 billion in reported losses nationwide in 2025, a 26% increase from the previous year.
For Kentucky, however, the three-year trend is moving sharply higher.
Reported losses increased from approximately $65 million in 2023 to $107 million in 2024 and $183 million in 2025. That represents an increase of more than 180% over the three-year period.
The growth is particularly notable because Kentucky’s relatively low per-capita losses do not necessarily mean the state is immune from the broader growth in online fraud, investment scams, business email compromise, cryptocurrency fraud and other cyber-enabled crimes.
The FBI’s latest data show Kentucky recorded 9,414 internet crime complaints in 2025, ranking 30th among states. Kentucky also recorded $37.7 million in reported losses among those complaints, ranking 27th nationally.
Cryptocurrency-related fraud is another area of concern. Kentucky recorded more than $60.1 million in cryptocurrency-related losses in 2025, according to the FBI, ranking 32nd among states.
Kentucky remains below neighboring states
Kentucky’s per-capita losses were substantially lower than several nearby states.
Tennessee ranked 35th nationally, with reported losses of $42.61 per resident, while Virginia ranked 21st at $61.45 per resident.
At the opposite end of the national ranking, Nevada reported the highest cybercrime losses per capita at $131.78, more than five times Kentucky’s rate.
The 10 states with the lowest reported cybercrime losses per capita were:
| Rank | State | 2023 Losses | 2024 Losses | 2025 Losses | Per Capita |
|---|---|---|---|---|---|
| 1 | Kentucky | $65M | $107M | $183M | $25.87 |
| 2 | Mississippi | $45M | $80M | $120M | $27.81 |
| 3 | Louisiana | $110M | $137M | $162M | $29.64 |
| 4 | Arkansas | $67M | $72M | $150M | $31.27 |
| 5 | Vermont | $14M | $16M | $34M | $32.66 |
| 6 | Iowa | $82M | $94M | $143M | $32.90 |
| 7 | West Virginia | $30M | $32M | $117M | $33.67 |
| 8 | Indiana | $223M | $173M | $337M | $35.34 |
| 9 | Alabama | $134M | $155M | $268M | $36.00 |
| 10 | Oklahoma | $92M | $151M | $201M | $36.17 |
For Kentucky businesses, the numbers offer both a positive comparison and a warning.
The state’s low per-capita ranking indicates that reported cybercrime losses remain comparatively limited when measured against the population. But the rapid increase in losses shows that cybercrime is becoming a growing economic risk for Kentucky consumers and businesses.
The FBI also cautions that IC3 statistics represent complaints submitted to the agency and should not be interpreted as a complete measure of all cybercrime. Many incidents are never reported, meaning actual losses can be significantly higher.
As cybercriminals increasingly use artificial intelligence, cryptocurrency and sophisticated impersonation techniques, the financial impact of online crime is becoming a growing concern for businesses of all sizes.
For Kentucky, the latest numbers provide an unusual combination: the state has the nation’s lowest reported cybercrime losses per resident, while those losses are rising at a pace that could quickly change that distinction.
Source: Ladah Injury and Car Accident Lawyers Las Vegas 50-state cybercrime analysis; FBI Internet Crime Complaint Center 2025 Annual Report.
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