The Bangko Sentral ng Pilipinas identifies text scams or “smishing” and voice phishing or “vishing” among common forms of financial fraud. It advises consumers to verify suspicious messages and never share personal or financial information, passwords or one-time PINs with unknown parties.
Banking customers are likewise urged to avoid clicking links in unsolicited messages and to contact their financial institution directly through official channels when in doubt. BDO’s anti-scam guidance specifically warns that fake texts may offer credit card rewards or claim that transactions require verification through a link.
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