The Cybercrime Law issued under Royal Decree 61/2026 contains a dedicated chapter on offences involving electronic payment means, defined as any tool that enables a person to obtain money, goods, or services, or to make payments and money transfers through information technology means, such as smart cards or electronic money storage cards.
Speaking to the Times of Oman, Dr. Mohammed Ibrahim Al Zadjali, Chairman of Mohammed Ibrahim Law Firm, explained that “the law provides for three separate offences involving electronic payment means, each targeting a distinct form of misuse. The first applies to whoever uses a website, information system, or information technology means to obtain or seize the data of an electronic payment means without a legitimate basis, with the intention of providing it to another or facilitating obtaining it.”
“The second applies when someone uses a website, information system, or information technology means to obtain or seize payment data with the intention of obtaining, without a legitimate basis, the services provided by the electronic payment means, whether for themselves or for another person. The third category covers whoever uses a website, information system, or information technology means to forge an electronic payment means,” he said.
He further stated that “the penalties differ between the three offences. The first carries imprisonment from 01 year to 02 years and a fine from OMR1,000 to OMR5,000, or either penalty; the second carries imprisonment from 01 year to 03 years and a fine from OMR3,000 to OMR10,000, or either penalty; the third carries imprisonment from 01 year to 03 years and a fine from OMR5,000 to OMR10,000.
He concluded by stating that these provisions reflect Oman’s commitment to protecting individuals and businesses from electronic payment crime, establishing clear criminal accountability for each category of offence.
(Mohammed Ibrahim Law Firm ([email protected]), (+968 244 87 600) was established on 14th December 2006 and is serving clients through its offices in Muscat and Sohar, as well as operating on a request basis in other areas. It offers legal representation across a wide range of practice areas that include Labour Law, Corporate, Commercial, Contracts, Banking and Finance, International Trade, Foreign Investment, Insurance, Maritime Law, Construction and Engineering Contracts, International Arbitration, Intellectual Property and more).
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