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I became a landlady in just 2 1/2 years thanks to my ‘house hacking’ trick | #hacking | #cybersecurity | #infosec | #comptia | #pentest | #hacker

AN Atlanta, Georgia homeowner has revealed how she became a landlady in just two and a half years thanks to her “house-hacking” method.

It began with a government loan that required just a 3.5% downpayment.

Kami Brown (@ms_kmb) used house hacking to become a landlady in two and a half years
She used an FHA loan and a HELOC to climb up the real estate ladder

Kami Brown is a realtor from Atlanta, Georgia, who has revealed exactly how she became a landlady in just two and a half years.

As she revealed in a TikTok video (@ms_kmb) it began when she got an FHA loan to buy her first home with just 3.5% down.

The FHA (Federal Housing Administration) loan is a government-backed loan for first-time buyers that has no income limit.

“We bought out first house and we lived in it for two and a half years,” said Kami in the video.

After that, she pulled out a home equity line of credit (HELOC).

With that money, Kami was able to put the downpayment on her next house.

Therefore, she was able to turn her first house into a rental property.

“So we became landlords, we moved into our new house,” she said.

“Our first house now has tenants living in it.”


This strategy is known as house hacking, and the biggest benefit is that the tenants cover the mortgage and expenses on the property while the owner gets to keep building equity in it.

“The house hacking part of that is that all we had to do was put down 3.5%,” said Kami.

Investment properties purchased for rental generally require a much higher down payment, of around 20%.

Although Kami says her method is simple, she knows a lot of people find it hard to get started investing in real estate.

“People don’t really understand because a lot of them are like, ‘How am I ever going to get 20% to put down on an investment property?’

“I’m like, ‘You don’t have to,'” she said.

But house hacking is not the only way to build wealth with real estate.

Flipping houses is another method that doesn’t always require refurbishments or fixing things.

And see the four steps to success with short-term rentals like Airbnb


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