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Market growth and underwriting scrutiny
According to Gallagher’s 2026 cyber market outlook, global cyber insurance premiums were projected to reach $16.9 billion in 2025 and $19.6 billion in 2026, with Europe accounting for $3.9 billion, or 26%, of the market. Gallagher said pricing largely stabilised through 2025, although insurers remained focused on systemic risks tied to cloud outages and supply chain attacks.
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