It’s after noon. After lunch. After my patience has left my body.
I have spent so much time dealing with my bank account being hacked. It wasn’t for a large sum, but when I suggested to my banker that I might ignore the hack, she said that if the hacker goes for more than a second time the bank wouldn’t refund the second amount.
Ok, so I filed a claim and had to cut up my current bank card and wait 10 days before I received my new card. Several minutes/hours later I was told that I could pay a fee to have it delivered to my home within two days. Good because then I could get on with the business of changing my automatic payments to the new card number.
Do banks ever find out who the hacker is? Seems like charging a fee to deliver my card early is also a hack!
When I was overseas my account was hacked for quite a lot of money, operating money, so that I had to borrow money from friends to pay rent, buy food, get petrol. It was a righteous pain in the rear and took quite a while to recover from it. Fortunately for my good friends, they helped me through the fiasco.
Since I found the hack and reported on the same day, my bank had no problem covering the amount.
How many of you, my readers, have been hacked? How did you get through your fiasco?
I asked a friend if she’d ever had her bank account hacked and she said that she didn’t want to discuss it as it was a black rabbit hole and she wonders how the world doesn’t implode with all the bad actors around. “If they want into your account they will get in.”
It was a nightmare for her and took much longer than my hack.
Who are the hackers?
surfshark.com says; “In phishing attacks, bad actors use fake but legitimate-looking emails, texts, websites, and even phone calls. By pretending to be a trusted entity, they trick you into revealing sensitive information, such as login credentials, credit card numbers, bank account information, etc.”
According to the FBI’s Internet Crime Report of 2023, phishing was by far the most popular internet crime, with almost 300,000 complaints received by the IC3 (Internet Crime Complaint Center).”
Another way scammers obtain large amounts of personal information is through hacking and data breaches — either breaking into various companies, financial institutions, or online services databases themselves or using the leaked information online.”
During a data breach, scammers gain unauthorized access to sensitive information, such as names, addresses, passwords, SSNs (Social Security Numbers), and credit card numbers. They can then use the stolen data for identity theft, fraudulent purchases, or other criminal activities and even sell it on the dark web for further profit.”
Again I ask, who are these people?
consumerfinance.gov says “scammers are cyber criminals, organized networks, or fraudulent actors who use social engineering, fake identities and digital tools to trick people into giving up money or sensitive data.”
They are fraudsters who pose as officials from the Federal Trade Commission, the IRS, social security offices or bank fraud departments.”
So who in the world can you trust? I used to scoff at friends who had nothing to do with social media and now I’m thinking I’m the dumb one.
This isn’t the first time I’ve written about being scammed and I’m hoping it will be the last.
I’m already tired of Facebook and the stupid fake things that are posted as true and so I’ve stopped looking at it except to post my columns on it. I think I need to research the internet to find better ways to spread the word of “What’s a Girl to Do?” via legitimate outlets that aren’t scams. As my friend asked, “How does the world not implode with all the bad actors out there?”
What’s a girl to do?…go off the grid? Write my column by hand by the light of the fireplace and deliver it to my editor on horseback?
Byard enjoys hearing from you. To contact her, email lucywgtd@gmail.com
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