The most revealing indicator of where cyber risk is heading is not just in threat intelligence reports or technology forecasts- it is in the claims.For some time, cyber claims have been largely defined by ransomware and business email compromises (BECs). However, claims professionals are now increasingly encountering losses involving artificial intelligence, digital assets, technology outages, data governance failures and complex questions of digital ownership. The incidents themselves may look different, but they reveal a common trend that cyber risk is no longer a separate or unrelated exposure. It is converging with technology, finance, regulation and operational resilience to create a new generation of interconnected claims and business lines.
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